₦NairaRate

The naira rate, from everywhere at once

Five exchanges checked at the same moment and lined up side by side, so you know which one is worth your time before you open a single app.

5 live · 0s ago
Cheapest to buy 1 USDT
₦1,394.74

on Luno, the lowest of 5 exchanges checked just now

Highest to sell ₦1,395.00 OKX
Spread ₦0.00 what a round trip costs
Against official +3.6% official ₦1,350
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Every exchange, side by side

buy is what you pay · sell is what you receive

Bybit

P2P
Open
Buy ₦1,412.50
Sell ₦1,390.80
Top offers and limits

Buying

TWENTYTHREE ₦1,412.50 min ₦5,000 · max ₦15,000
MAN_OF_GOD1 ₦1,413.00 min ₦6,000 · max ₦20,000
SalimShady ₦1,415.00 min ₦4,500 · max ₦15,000

Selling

ON^GOD ₦1,390.80 min ₦4,500 · max ₦5,000
𝑬𝑳𝑰𝑺𝑯𝑨_𝑬𝑿𝑪𝑯𝑨𝑵 ₦1,390.00 min ₦5,000 · max ₦6,000
EXPRESSpay ₦1,389.00 min ₦5,000 · max ₦5,000

OKX

P2P
Open
Buy ₦1,395.70
Sell ₦1,395.00 highest
Top offers and limits

Buying

IBEXCHANGE ₦1,395.70 min ₦10,000 · max ₦162,711
SONYA/MAYA ₦1,395.60 min ₦50,000 · max ₦306,976
FastnFurious ₦1,395.00 min ₦1,300 · max ₦13,922

Selling

QuickPayments ₦1,395.00 min ₦13,000 · max ₦26,896
FemzyExchange ₦1,395.12 min ₦39,000 · max ₦300,000
KingKay ₦1,395.20 min ₦50,000 · max ₦700,000

Bitget

P2P
Open
Buy ₦1,395.00
Sell ₦1,391.33
Top offers and limits

Buying

KhaleedXchange ₦1,395.00 min ₦1,383 · max ₦300,000
uceeking ₦1,395.00 min ₦20,000 · max ₦66,500
SHUVEEY12 ₦1,394.40 min ₦26,300 · max ₦26,500

Selling

Coin2cash1 ₦1,391.33 min ₦300,000 · max ₦2,200,000
OGZION ₦1,391.42 min ₦5,000 · max ₦6,910
gbotemi_oluwa ₦1,391.45 min ₦5,000 · max ₦9,999

Quidax

Instant
Open
Buy ₦1,398.46
Sell ₦1,391.22

Luno

Instant
Open
Buy ₦1,394.74 cheapest
Sell ₦1,394.74
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Work out an amount

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Reading this page

The rate is never one number. A peer to peer board on one exchange can sit hundreds of naira away from another at the very same minute, and the instant exchanges sit somewhere else again. That gap is the entire reason this page exists.

Buy is what you pay in naira for one USDT and sell is what you receive for one. Buy is always the higher of the two, and the difference between the best of each is the spread above. If you bought and sold straight back today, that gap is what the trip would have cost you.

The figure against official is how far the street has moved from what the currency feeds publish. On a quiet week it barely shifts. When it jumps, it usually jumps before anything appears in the news.

Peer to peer offers carry a minimum and a maximum, both shown under top offers and limits wherever the exchange publishes them. An excellent rate with a minimum far above what you are changing is not an excellent rate for you, and that is the most common way somebody wastes twenty minutes here.