NairaRate

The naira rate, from everywhere at once

Five exchanges checked at the same moment and lined up side by side, so you know which one is worth your time before you open a single app.

5 live · 0s ago
Cheapest to buy 1 USDT
₦1,395.50

on OKX, the lowest of 5 exchanges checked just now

Highest to sell ₦1,395.20 OKX
Spread ₦0.30 what a round trip costs
Against official +3.5% official ₦1,350
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01

Every exchange, side by side

buy is what you pay · sell is what you receive

Bybit

P2P
Open
Buy ₦1,405.55
Sell ₦1,394.99
Top offers and limits

Buying

Akuelisielisi ₦1,405.55 min ₦500,000 · max ₦500,000
Unstopable ₦1,410.00 min ₦4,500 · max ₦6,910,959
Zikconnect ₦1,410.10 min ₦50,000 · max ₦1,000,000

Selling

Great Prince ₦1,394.99 min ₦5,000 · max ₦15,000
AS_GAMAJEJI_EXG ₦1,394.00 min ₦4,500 · max ₦6,000
GB_Xchange ₦1,394.00 min ₦4,500 · max ₦4,500

OKX

P2P
Open
Buy ₦1,395.50 cheapest
Sell ₦1,395.20 highest
Top offers and limits

Buying

NAIRAWALLET ₦1,395.50 min ₦71,150 · max ₦71,157
ADEWUMI01 ₦1,395.90 min ₦1,300 · max ₦50,000
ufaz🫂 ₦1,396.00 min ₦4,000 · max ₦176,343

Selling

KingKay ₦1,395.20 min ₦50,000 · max ₦700,000
TheNewDawn ₦1,395.20 min ₦100,000 · max ₦2,208,044
Thebest2105 ₦1,394.65 min ₦500,000 · max ₦20,453,923

Bitget

P2P
Open
Buy ₦1,396.00
Sell ₦1,391.16
Top offers and limits

Buying

RTL ₦1,396.00 min ₦5,000 · max ₦344,812
𝓓𝓪𝓭𝔂_𝓑𝓸𝓼𝓼 ₦1,394.00 min ₦1,396 · max ₦300,000
BGUSER-NR1GX577 ₦1,394.00 min ₦100,000 · max ₦278,521

Selling

Ekseptional Exchange ₦1,391.16 min ₦100,000 · max ₦738,000
Mr. Potato ₦1,391.17 min ₦300,000 · max ₦1,500,000
BGUSER-N9NAF6EY ₦1,391.20 min ₦5,000 · max ₦74,248

Quidax

Instant
Open
Buy ₦1,396.65
Sell ₦1,392.46

Luno

Instant
Open
Buy ₦1,395.98
Sell ₦1,394.51
02

Work out an amount

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03

Reading this page

The rate is never one number. A peer to peer board on one exchange can sit hundreds of naira away from another at the very same minute, and the instant exchanges sit somewhere else again. That gap is the entire reason this page exists.

Buy is what you pay in naira for one USDT and sell is what you receive for one. Buy is always the higher of the two, and the difference between the best of each is the spread above. If you bought and sold straight back today, that gap is what the trip would have cost you.

The figure against official is how far the street has moved from what the currency feeds publish. On a quiet week it barely shifts. When it jumps, it usually jumps before anything appears in the news.

Peer to peer offers carry a minimum and a maximum, both shown under top offers and limits wherever the exchange publishes them. An excellent rate with a minimum far above what you are changing is not an excellent rate for you, and that is the most common way somebody wastes twenty minutes here.