NairaRate

The naira rate, from everywhere at once

Five exchanges checked at the same moment and lined up side by side, so you know which one is worth your time before you open a single app.

5 live · 0s ago
Cheapest to buy 1 USDT
₦1,390.99

on Luno, the lowest of 5 exchanges checked just now

Highest to sell ₦1,391.32 Quidax
Spread ₦0.00 what a round trip costs
Against official +3.6% official ₦1,348
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01

Every exchange, side by side

buy is what you pay · sell is what you receive

Bybit

P2P
Open
Buy ₦1,413.00
Sell ₦1,389.50
Top offers and limits

Buying

TWENTYTHREE ₦1,413.00 min ₦5,000 · max ₦15,000
Advab ₦1,416.00 min ₦500,000 · max ₦500,000
mR.ßriliïâñT ₦1,416.00 min ₦500,000 · max ₦500,000

Selling

poned-siwacn ₦1,389.50 min ₦78,400 · max ₦362,000
CurrencyForex ₦1,389.50 min ₦4,500 · max ₦5,000
hafcyabba ₦1,388.00 min ₦4,500 · max ₦5,000

OKX

P2P
Open
Buy ₦1,392.89
Sell ₦1,391.00
Top offers and limits

Buying

harunfx ₦1,392.89 min ₦5,000 · max ₦10,670
AdzXchange ₦1,393.20 min ₦100,000 · max ₦1,000,000
FastnFurious ₦1,393.35 min ₦1,300 · max ₦23,171

Selling

GINA_X ₦1,391.00 min ₦1,500 · max ₦23,452
Merit. ₦1,390.70 min ₦500,000 · max ₦1,390,700
ASADIQOFFICIAL ₦1,390.65 min ₦50,000 · max ₦78,488

Bitget

P2P
Open
Buy ₦1,392.00
Sell ₦1,380.00
Top offers and limits

Buying

𝓓𝓪𝓭𝔂_𝓑𝓸𝓼𝓼 ₦1,392.00 min ₦1,388 · max ₦400,000
Abdallah_Alarams ₦1,387.00 min ₦1,300 · max ₦50,000
Snazzybaby10 ₦1,384.99 min ₦1,390 · max ₦50,000

Selling

Citizen(L.O limited) ₦1,380.00 min ₦50,000 · max ₦18,000,000
BGUSER-5P7AU9WN ₦1,387.60 min ₦210,000 · max ₦500,000
legitrade ₦1,387.61 min ₦230,000 · max ₦7,500,032

Quidax

Instant
Open
Buy ₦1,395.51
Sell ₦1,391.32 highest

Luno

Instant
Open
Buy ₦1,390.99 cheapest
Sell ₦1,390.23
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Work out an amount

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03

Reading this page

The rate is never one number. A peer to peer board on one exchange can sit hundreds of naira away from another at the very same minute, and the instant exchanges sit somewhere else again. That gap is the entire reason this page exists.

Buy is what you pay in naira for one USDT and sell is what you receive for one. Buy is always the higher of the two, and the difference between the best of each is the spread above. If you bought and sold straight back today, that gap is what the trip would have cost you.

The figure against official is how far the street has moved from what the currency feeds publish. On a quiet week it barely shifts. When it jumps, it usually jumps before anything appears in the news.

Peer to peer offers carry a minimum and a maximum, both shown under top offers and limits wherever the exchange publishes them. An excellent rate with a minimum far above what you are changing is not an excellent rate for you, and that is the most common way somebody wastes twenty minutes here.